If you’ve just booked a summer holiday or are planning on going away somewhere this year, you want to make sure that when the time comes you have enough funds. You don’t want to be stressing about budgeting when you’re meant to be enjoying and cherishing your vacation! When you’re on holiday you want to live life to fullest. Go scuba diving, go to that really fancy seafood restaurant and go buy lots of souvenirs. You want to do as many things as possible to come home and feel satisfied that you’ve made the most of your special break. If you start putting a little a side now and be wise with your spending, you will soon have saved enough for the perfect holiday.
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Eat out less
When we’re blinded by hunger, our stomachs can get in the way of our common sense. It’s a huge waste of your hard earned cash to be eating out all the time if you know you can’t afford to. If you find you’re constantly buying lunch out every day, you must come to realise that this is far too excessive. By preparing your lunch at home out of your weekly shop, you’ll save a lot of money. It’s in fact better to make your own lunch because you can make whatever you want and as much as you want! Maybe you don’t eat out lunch much but you love going out for dinner with your partner or friends? Of course, it is very important to treat yourself occasionally. However, if you’re really serious about saving for this holiday, try limiting how many times you go out for dinner. How about invite them over and cook something in? That way you can share the costs and you’ll be less tempted to spend more money. Just think of all the pennies you’re saving now will mean you can eat out like kings during your well-deserved holiday!
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Savings account
If you haven’t already got a savings account setting up one now is the perfect time. You may think that it’s a lot of hassle, but it’s actually really simple and easy to do. Pop in to your bank and they will be happy to help. If you know that you’re not good with your money and feel that you’ll get tempted to spend, a savings account is the right thing for you. By putting a side some money each week or month, it’ll soon add up and you’ll be able to enjoy your holiday to the full! A savings account is a great way of managing your money and knowing exactly how much you’ve saved. Work out a realistic budget of how much to put aside and stick to it. If you get yourself in the routine of it and just treat it like a bill you have to pay, you’ll soon get in the swing of it.
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Work out a weekly budget
If you’re strict with yourself for a little while and stick to a sensible weekly budget, you’ll be able to afford to put more money in your savings. Set aside money for your weekly shop, and only buy things that you really need. Of course, nearer the time of your holiday you may find you need new swimming gear and the obvious such as sun cream etc. Factor this in to your weekly budgeting so that you can put aside money for a holiday shop as such items can be rather expensive. When working out your weekly budget, try and be as realistic as possible. If you know that you’re probably going for a few drinks at the pub on Friday, factor that in to your weekly budget. Be realistic and reasonable and you’ll be able to stick to your budget, helping you on your way to an amazing holiday!
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Look at photos for motivation
This may sound ridiculous but it definitely works. You’re going to find days when you can’t be bothered to save anymore and want to use that money for something else. Resist the urges! Research your holiday destination and look at where you’re staying and you’ll soon remember the importance of saving your pennies. It will all be well worth while when you’re sipping cocktails on white sand looking out at the deep blue see…Bliss! Perhaps you’re not going somewhere hot and are saving for a ski holiday with amazing scenery and hilarious memories of watching your friends fall over? Whatever the holiday, if you start saving now you’ll be in for the time of your life.
For information on debt recovery or credit control, visit: http://www.eatons-solicitors.co.uk/debt_recovery.html
Pearl is a writer who loves blogging about issues that effect us all. She has a passion to write and loves to share her tips with as many people as possible.
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